Your credit scores can change daily depending on when your personal information is updated. Whenever a lender pulls your credit report, the scores will be calculated at that time. Please note, any new changes to your file are not always immediate and your scores will remain the same until the bureaus are notified of changes. For example, if you just paid an outstanding bill with a creditor or collector, it may take a while for these payments to be reported to the bureaus.
Because the timeline for bureaus receiving the most up-to-date information is so unpredictable, wouldn’t it be nice to expedite the process? Like with most things, there is another option to speeding up a potential mortgage approval. Updating the bureaus’ information can be done instantly through Rapid Rescore.