What Should Be Your Credit Score Goal

A “Good” Credit Score

It is impossible to tell you the exact number for a “good” credit score. Every lender has their own cutoff for applicant consideration. It is somewhat of a standard to need at least a score of 620, but a 620 credit score is not sufficient for all lenders. Depending on the product you are trying to purchase whether it be a home, credit card, or loan, lenders value every product differently. Therefore, we cannot tell you the credit score you will need. If possible, it is a good idea to contact the lender you hope to work with and ask what kind of score you will need to be considered.

The Bigger, The Better

Like with most things, bigger is better. This is the same for your FICO scores. Scores vary from 300 to 850, but there are benefits to having higher scores. For example, most lenders offer lower interest rates for higher credit scores which will save you money in the long-run. Credit repair is here to help you reach your credit score goals so you can take advantage of all the money saving opportunities.

Your goal should be to always strive to have a FICO credit score of at least 700.