Build Your Credit
As we have discussed, to improve your credit you need to have a credit history. Do not hesitate any longer. Open new accounts to build your credit. It may reduce your scores initially, but after about six months or so your scores can be great.
If you are unable to qualify for a credit card because your scores are too low (sometimes just being below 600 is too low) then there is another option–a secured credit card. Secured cards build your credit just the same as an unsecured card, but you will need to back your credit card limit with a deposit to prove to the creditor that you are capable of covering your expenses.
We Can Help
It may seem daunting to take the next step toward credit repair, but that is why we are here to help. We will assist you in managing your accounts and give you all the information you need to open the right accounts for you.