Credit Report Uses
Your credit report is used to evaluate your future credit behavior when applying for a credit card, car loan, home loan, trying to rent an apartment, and even screening for employment. For these reasons, you will want to know exactly what is in your credit report to ensure all the information is accurate.
By law, thanks to the Fair Credit Reporting Act (FCRA), you have the right to review your credit report and dispute any errors found. As long you provide complete evidence an error was made, the creditor must fix the error or provide valid reasoning for the item under dispute within 30 days. It is your responsibility to discover any errors and fight them. With the help of credit repair we will do most of this work for you!