Hello everyone, this is Kevin from Family Credit Repair, and today we are going to talk about how you can get your FICO Score for Free.
As you may already know, getting your credit reports and getting your current FICO Scores are very two different things.
It’s quite easy to get your Credit Reports, go to the website: annualcreditreport.com and they’ll provide you with all three of your credit reports. However, they do NOT include your FICO Scores.
There are really only two ways you can get your current FICO scores. 1- You can pay for it using a service.
Or 2, you can have a lender attain it for you for free.
To purchase your FICO scores, you can go to one of these two websites: Equifax.com or MyFICO.com. Both of these sites offer the service for around 15 dollars and you can do it all from the comfort of your own home.
Another option is to contact a lender and have them pull it for you. This is often the simplest and most cost effective way of obtaining your FICO scores. Note, it may affect your scores by a couple of points when you pull it this way, but it’s worth it to know exactly where you are with FICO.
So if you’re thinking about buying a house or a new car, get pre-qualified. Even if you are not in the position to buy just yet, get qualified anyway! A lender will get all three FICO scores by doing a credit check, and then this way you will have your FICO scores with little to no effort.